When it comes to reducing your expenditure, one of the easiest areas to address is how you shop. Even if your money supply is adequate, by cutting back on the amount you spend when you go shopping, you can save a significant amount of cash over a year.
If you’re smart, you can then put any money that you have left over into some type of savings account. You never know when you might need it.
Of course, it’s not just shopping where you can save money. There are many other areas too, and you’ll find this guide to spending less money published on the Wonga website a useful start. But, let’s get back to our guide to shopping for less.
Avoid branded products
Branded products nearly always cost more than non-branded. It’s the same whether you are talking about groceries, footwear, or handbags. Whatever you buy brands, and the top brands, in particular, are always more expensive.
It doesn’t mean that you have to always go for the cheapest products you can find. Just by dropping the branded items where you can quite easily, you’ll find that you could cut your shopping bill by up to 30%.
It’s the thought that counts
The next item on our guide to spending less money is to do with buying presents. We all like to buy expensive things for friends and loved ones on special occasions. Mostly because it feels good. But very often those expensive gifts miss the mark and sometimes they also make the recipient feel like you are showing off.
They say that it’s the thought that counts, and this is true with most people. It’s the act of remembering that is important, not the expense of the present. The truth is that people appreciate homemade gifts that have cost your time and thought to make more than anything else. Why not check out some ideas for homemade gifts on The Showme website?
If you buy the first thing you come across (something that is often a failure with most male shoppers) your shopping will probably cost you more. This same applies to branded products. Different stores and outlets often have their own promotions going, and it means you can probably get the same pair of Nike running shoes, for example, at a better price in another store.
The other thing is to be aware of seasonal sale times throughout the year. New Year sales, Spring sales, Summer sales, back to school sales, etc. If you shop for what you want when these events are on, you can save yourself a significant amount of money.
Top guide to spending less money – never shop blind
The worst thing you can do when you go shopping is not to know what it is you are going to buy. The same applies to groceries, clothes, or gifts. If you are going food shopping, always make out a list of what you need. Not only will this cost you less. It will also help you to cut down on wastage.
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It can be a little more difficult wit clothes or gift buying, but instead of going out without any idea of what you will buy, go online and check out a few ideas. You can also make price comparisons very easily when you’re online, so take advantage of that too.
When it comes down to it, any guide to stop spending money is all about taking some time out to think about what you are doing. It’s not rocket science.