There’s nothing you can do to stop a natural disaster, but you can prepare for one. Waiting until an emergency situation is the worst time to gather what you need, so ask yourself–are you and your family ready?

If you hesitated, even for a moment, it’s time to get down to business. Making life-saving plans will protect your family and your lifestyle when the unimaginable hits.

To help keep you safe, let’s look at 8 tips to know for natural disaster survival.

1. Create an Emergency Kit

No matter what type of natural disaster occurs, you must have at least three days of supplies ready at a moment’s notice. Having an emergency kit will save you time and ensure you have everything you need.

Items to keep in a kit are non-perishable foods, drinking water, flashlights, battery operated radio, portable phone charger, extra batteries, first aid kit, and sanitation supplies.

Don’t forget personal items such as prescriptions, extra eyeglasses or contacts, a change of clothes, plus pet and baby supplies.

Think of anything your family may need to get by for a few days. Even having a deck of cards on hand will help pass the time away.

2. Make a Family Plan

Knowing what to do is key to natural disaster survival. Plus, having a clear-cut plan will prevent unneeded panic during stressful situations.

Sit down with your family and talk about different natural disaster scenarios. Point out safe locations in your home for each type of disaster. Discuss where the family should meet, especially if everyone gets separated.

It’s also very important to have a plan for communication. Name an out-of-state family member or friend for those separated to contact. That way everyone will know who’s accounted for, where they are, and if they’re okay.

Plus, make sure everyone knows where the emergency kit is and how to shut off utilities in the house if needed.

3. Prepare Your House

You not only want your family ready; you also want your home ready for a natural disaster. Taking steps to make sure it’s safe and covered by insurance will give your family the protection they need.

Anchor heavy furniture to the walls. If there’s an earthquake or storm with high winds, you’ll know the furniture won’t come crashing down on anyone.

Know where all your home’s utility shut-off valves are. If the gas, water, or electrical lines get damaged, you must shut them off for everyone’s safety.

Go over your home’s insurance policy with your agent. Close up any coverage gaps to ensure you’re covered no matter what natural disaster comes your way. If you have not gotten yourself home insurance, go here and get started.

4. Be Financially Ready

Natural disaster survival is not only about physical safety; you need to be financially safe as well. Having the funds to take care of your family and rebuild after a disaster can make all the difference.

Start an emergency savings account. Try to aim for having three to six months of income saved up.

It’s also a good idea to have a small amount of cash safe in your home. Keep small bills handy in case ATM’s and credit cards are out of service.

Also, aside from your home insurance, gather documents for your medical and life insurance. Review your coverage to make sure you’re covered no matter what natural disaster may strike.

5. Have Power Backup

You never realize how much you depend on electricity until you don’t have it anymore. During a natural disaster, power could get knocked out for hours, days, or even weeks at a time.

Having a backup system can keep your home up and running. It will protect frozen food, keep you warm or cool, and give you the ability to be up to date on life-saving news.

A portable or standby generator can supply electricity to a few appliances up to your entire home. Knowing what your family’s needs are will help you decide what size of generator to buy.

If you don’t like the dangers that come with a gas-powered generator, consider a solar generator, like those offered at They run on both batteries or by the sun and also come in a variety of sizes.

6. Learn First Aid

Unfortunately, injuries can happen during any natural disaster. To protect your family, and possibly save lives, learn how to perform first aid.

Take a class at your local Red Cross, hospital, or community organization. There you’ll get certified on CPR. Plus, you’ll learn how to stop bleeding, bandage wounds, and other live-saving techniques.

That’s also a good time to get your home’s first aid kit stocked up. You can buy pre-filled kits or make them yourself.

7. Save Important Documents

In the event of your home getting destroyed in a natural disaster, you may lose all your important documents. These are documents that can prove your ID, insurance policies, financial papers, medical records, or anything else of importance.

To make sure you always have copies of what you need, get them saved to a memory card. To do this, scan the documents into a computer and save it onto a card such as a thumb drive or SIM card.

This is also a great way to save pictures you want to keep. Pictures of your home will come in handy when assessing the inventory for insurance.

Always keep this memory card in a place you can access without it getting damaged.

8. Keep Your Car Ready

Your family’s vehicle could be an important resource after a natural disaster. If you need to evacuate or get emergency help, always make sure your car is ready.

Keep the gas tank full and have regular inspections. It’s a great idea to have an emergency kit with blankets in the trunk. Plus, keep local maps in the glove compartment in case you need to find an alternative escape route.

Being Prepared Is the Key to Natural Disaster Survival

Nobody likes to think about going through a natural disaster, that’s why getting prepared help. Natural disaster survival tips could be the very thing that gets your family through a tough situation.

Curious to know more about insurance that can cover you during an emergency or other events? Check out the articles on our Insurance blog!